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	<title>Approved Advisor</title>
	<link>http://www.approvedadvisor.com</link>
	<description>By: Shmuel Shayowitz, President of Approved Funding</description>
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		<title>The Appraisal Process – Appraisals in the current housing environment</title>
		<description><![CDATA[  Part of the published series entitled: &#8220;A Closer Look at Residential Real Estate Appraisals&#8221; by Shmuel Shayowitz Residential Real Estate Appraisals in the current housing environment Another common appraisal issue is where a borrower comes with their own appraisal in-hand from another broker or even an appraiser they hired directly. That appraiser may have [...]]]></description>
		<link>http://www.approvedadvisor.com/post/548</link>
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		<title>The Appraisal Process – Home Buyers</title>
		<description><![CDATA[Part of the published series entitled: &#8220;A Closer Look at Residential Real Estate Appraisals&#8221; by Shmuel Shayowitz Appraisals for Home Buyers In reality a home is worth what a typical buyer is willing to pay for it assuming it is an arms-length transaction. However, because a lender uses the home as collateral a formal appraisal [...]]]></description>
		<link>http://www.approvedadvisor.com/post/540</link>
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		<title>The Appraisal Process</title>
		<description><![CDATA[Part in the published series entitled: &#8220;A Closer Look at Residential Real Estate Appraisals&#8221; by Shmuel Shayowitz The Appraisal Process The exact process and procedures of the real estate appraisal are beyond the scope of this article and should be left to the experts. I did however want to highlight some of the factors that [...]]]></description>
		<link>http://www.approvedadvisor.com/post/536</link>
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		<title>Approved Funding: Application Disclosures</title>
		<description><![CDATA[// // vid2 AC_VHost_Embed(1591272,300, 400, '', 1, 1, 2035863, 0, 1, 0, '81c98ddc5ab4fd78e931cab4aa49193b', 9, '400&#124;300&#124;-419&#124;15&#124;C&#124;T&#124;true&#124;1&#124;1&#124;1&#124;0&#124;vhss-d.oddcast.com/ccs2/vhss/user/0d7/1591272/thumbs/show_2035863.jpg&#124;Double%20click%20to%20play%20me&#124;0&#124;C&#124;0&#124;0&#124;0&#124;869'); // ]]&#62; You might also like:The new 2010 Good Faith Estimate   The new 2010 Good Faith Estimate. This brief video does ...APPROVED FUNDING EXCLUSIVE! NO CLOSING COST JUMBO MORTGAGE… It has been over 1 year now since the market [...]]]></description>
		<link>http://www.approvedadvisor.com/post/526</link>
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		<title>How to Calculate Total Monthly Mortgage Payments</title>
		<description><![CDATA[  How to Calculate Total Monthly Mortgage Payments What is &#8220;PITI&#8221;?   PITI is an acronym lenders use to describe the different components that make up your monthly mortgage payment. It stands for: principal, interest, taxes and insurance. (It&#8217;s is important to note that the payments of taxes and insurance are also known as the [...]]]></description>
		<link>http://www.approvedadvisor.com/post/525</link>
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		<title>NJ Mortgage Assistance Sites</title>
		<description><![CDATA[  NJ Mortgage Assistance Sites New Jersey Home Ownership Preservation Effort (NJ HOPE) If you are having trouble paying back your mortgage, help is available. Do not be embarrassed. Do not panic. But most importantly, do not do nothing. &#8230;www.state.nj.us/dobi/njhope/ &#8211; Cached &#8211; Similar New Jersey Housing and Mortgage Finance Agency &#124; Home NJHMFA, HMFA, [...]]]></description>
		<link>http://www.approvedadvisor.com/post/523</link>
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		<title>Financial Reform Bill: What most people don’t know…</title>
		<description><![CDATA[  What&#8217;s in the Financial Reform Bill? The broadest overhaul of U.S. financial rules since the Great Depression won final approval in the Senate on Thursday. Yet over 70 percent of Americans know nothing about the legislation. By a vote of 60 to 39, the Senate gave final approval to a sweeping measure that tightens [...]]]></description>
		<link>http://www.approvedadvisor.com/post/511</link>
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		<title>Don&#8217;t chase rates — find the right mortgage too</title>
		<description><![CDATA[  Don&#8217;t chase rates — find the right mortgage too A look at the various scenarios and what might work best for you   (AP) NEW YORK — For those who can qualify, it&#8217;s one of the best times to get a mortgage. Last week, rates for 30-year fixed-rate loans dropped to 4.57 percent, the [...]]]></description>
		<link>http://www.approvedadvisor.com/post/503</link>
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		<title>Banks starting to pass on expenses to customers…</title>
		<description><![CDATA[Just when you thought the banking business was tough enough and that banks would start to woo customers back any way possible… ________ For Immediate Release: B of A Charging Fees for Monthly Statements Bank of America Corp. is charging some customers to receive their monthly statement in the mail. The $8.95 monthly fee is [...]]]></description>
		<link>http://www.approvedadvisor.com/post/497</link>
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		<title>Mortgage Delinquencies Are Coming In All Shapes and Sizes…</title>
		<description><![CDATA[Biggest Defaulters on Mortgages Are Now the Very Rich LOS ALTOS, Calif.—No need for tears, but the well-off are losing their master suites and saying goodbye to their wine cellars. The housing bust that began among the working class in remote subdivisions and quickly progressed to the suburban middle class is striking the upper class [...]]]></description>
		<link>http://www.approvedadvisor.com/post/492</link>
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